Discover Financial Freedom: Explore Our Debt Relief Solutions

Terms of Service


Welcome to DecreaseMyPayments, your trusted source for Legal Debt Settlement Products in the United States. These Terms of Service (“Terms”) govern your use of our website located at and all related services provided by DecreaseMyPayments, LLC (“DMP”). By accessing or using our website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree to these Terms, please refrain from using our website.

1. Eligibility and Compliance

DMP’s services are available only to individuals who are legal residents of the United States and are at least 18 years of age. By using our website and services, you represent and warrant that you meet these eligibility criteria. Additionally, certain products and services offered by DMP may have specific terms and conditions, which will be provided to you when applicable.

2. Privacy

We are committed to protecting your privacy. Please review our Privacy Policy, which is an integral part of these Terms and is accessible on our website.

3. Our Services

DMP provides a platform for users to access information about Legal Debt Settlement Products. By using our website, you may submit requests for debt resolution services and explore various financial solutions. If you submit a request or inquire about a product or service through our website, we may share your information with selected providers to assist you in finding suitable solutions.

4. Modification of Terms

DMP reserves the right to update, modify, or amend these Terms at any time without prior notice. Please check these Terms periodically for changes. Your continued use of our website after any updates constitutes your acceptance of the revised Terms.

5. License Grants

Subject to your compliance with these Terms, DMP grants you a personal, non-exclusive, revocable license to use our website for informational purposes and to connect with relevant service providers. DMP retains all rights not expressly granted in these Terms.

6. Responsible Use

When using our website, you agree not to:

  • Use our website for any unlawful, harmful, or abusive purposes.
  • Submit, transmit, or share illegal, offensive, or defamatory content.
  • Attempt to compromise the security of our website or access unauthorized areas.
  • Engage in actions that may overload our infrastructure.
  • Use automated tools to access our website.
  • Impersonate others or engage in fraudulent activities.
  • Share content that violates applicable laws or contractual agreements.

7. Ownership and Intellectual Property

All content, design elements, and intellectual property on our website are owned by DMP or our third-party licensors and are protected by copyright and other intellectual property laws. You may not use, reproduce, or distribute our content without our express consent.

8. Third-Party Links and Dealings

Our website may contain links to third-party websites or services. DMP has no control over these third-party sites and is not responsible for their content, availability, or offerings. Any interactions or transactions you have with third parties are solely between you and the third party. DMP does not endorse or warrant the products or services of third parties.

9. Termination

DMP reserves the right to terminate or suspend your access to our website and services, with or without notice, at our sole discretion. Any suspected fraudulent or abusive activity may be reported to the appropriate authorities.

10. Indemnification

You agree to indemnify and hold DMP, its contractors, employees, agents, and third-party partners harmless from any claims, losses, damages, and liabilities, including legal fees, arising from your use of our website or any violation of these Terms.

11. Disclaimer of Warranties

Our website and services are provided “as is” and “as available,” without any warranties, express or implied. DMP disclaims all warranties, including but not limited to merchantability, fitness for a particular purpose, and non-infringement. We do not guarantee the uninterrupted or error-free operation of our website.

12. Limitation of Liability

DMP and its partners shall not be liable for any special, indirect, incidental, consequential, or punitive damages, including but not limited to lost business, revenues, or profits, arising from your use of our website. Our liability is limited to the fullest extent permitted by law.

13. Governing Law and Dispute Resolution

These Terms are governed by the laws of the State of California, USA. Any disputes between you and DMP shall be resolved through binding individual arbitration in accordance with the American Arbitration Association’s rules. You waive your right to participate in class actions or consolidated proceedings.

14. Miscellaneous

  • Notices: We may provide notices to you via email, regular mail, or on our website. You may contact us at the address provided below.
  • Assignment: You may not transfer your rights and obligations under these Terms without our consent. We may freely assign our rights and obligations.
  • Entire Agreement: These Terms and any incorporated documents constitute the entire agreement between you and DMP.
  • Survival: Sections 4, 7, 9, 10, 11, 12, and 13 shall survive the termination of these Terms.

Contact Information:

DecreaseMyPayments, LLC
4533 MacArthur Blvd
Newport Beach, CA 92660

Phone: (866) 893-8011

Email: [email protected]

Please print and retain a copy of these Terms for your records.