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Consent for Electronic Communication

DecreaseMyPayments, a trusted provider of Legal Debt Settlement Products based in Newport Beach, California (hereinafter referred to as “DMP”), is dedicated to facilitating seamless electronic communication with our valued clients. In accordance with our commitment to transparency and efficiency, we require your consent to receive all communications electronically, as outlined below. By engaging in any transaction with DMP, you acknowledge and agree to accept all documents, disclosures, and notices electronically from DMP, encompassing inquiries for services, applications for various services and products, and all subsequent offerings related to our services and products. These encompass, but are not limited to, the following categories collectively referred to as “Electronic Communications”:

  • Documents, Disclosures, and Notices
  • Change in Terms Notifications
  • Fee and Transaction Information
  • Statements
  • Consumer Disclosures
  • State-Mandated Brochures and Disclosures
  • Adverse Action Notices
  • Any other information pertaining to our services and products

DMP may communicate with you via telephone, electronic messages/SMS, or email to process your application, manage your accounts, inform you about financial products and services, and for other essential business purposes.

All Electronic Communications will be accessible through our website, mobile application, email, text messages, or other electronic means. Please be advised that all Electronic Communications from DMP will be considered as having been made “in writing.” We recommend that you print or download a copy of this consent, our Terms of Use, and any other Electronic Communication that holds significance for your records.

This consent extends to all online interactions between you and our platform, encompassing those on mobile devices, such as phones, smartphones, and tablets. By agreeing to this Consent for Electronic Communications, you confirm your understanding that DMP will interact with you and process your information electronically. The Company will also deliver notices electronically in connection with our interactions and transactions. These Electronic Communications may be provided online or through your designated email address or customer portal. However, it is worth noting that despite your consent to Electronic Communications, DMP reserves the right to send paper copies of documents, disclosures, and notices to your designated address.

Access to Electronic Communications may necessitate logging into our website or your designated customer portal. While some Electronic Communications may be accessible in the public domain of our website, certain personalized communications will require authentication. To access and retain these communications, you will need the following minimum requirements:

  • A PC or Mac-compatible computer or another internet-enabled device
  • Access to an email account
  • An SSL-enabled modern web browser supporting HTML 5, JavaScript, and CSS3
  • Software capable of reading PDF files
  • Adequate electronic storage capacity on your device or an ability to print or store notices and information through your browser software

Please ensure that each device you use to access our platform satisfies these requirements. If these requirements change during your active relationship with us and such changes pose a material risk to your ability to receive Electronic Communications, we will promptly notify you of these changes.

At DMP, we primarily provide Electronic Communications, and they are generally not available in paper or non-electronic formats. If you do not consent to the use of Electronic Communications, our services may not be available to you. Nevertheless, we may, at our discretion, provide a paper copy of an Electronic Communication upon your request. Should you wish to obtain a paper copy, please send your request to us at this Site or contact us at:

4533 MacArthur Blvd, Newport Beach, CA 92660
Phone: (866) 893-8011

Email: [email protected]

If we agree to provide the requested paper copy of an Electronic Communication, we may charge applicable fees in effect at that time for providing the paper copy.
Withdrawal of Consent: You retain the right to withdraw your consent to receive Electronic Communications or to utilize electronic signatures in connection with future transactions with us at any time, without incurring any fees. If you decide not to receive Electronic Communications or utilize electronic signatures, you may withdraw your consent by contacting us at the address provided above. It is important to note that the legal effectiveness, validity, and enforceability of prior electronic disclosures will not be affected if you choose to withdraw your consent. Irrespective of the status of your consent, you acknowledge and agree that we may continue to communicate with you electronically regarding any document, disclosure, or notice that is not legally required to be in writing.

Updating Your Contact Information: To ensure uninterrupted communication, please promptly inform us of any changes to your electronic or mailing address. You may update this information by logging into our Site or by contacting us at the address provided above.

Please retain a copy of this Consent for Electronic Communications for your records.

For further inquiries, please do not hesitate to contact us:

4533 MacArthur Blvd, Newport Beach, CA 92660
Phone: (866) 893-8011

Email: [email protected]