First, search for balance transfer options that offer introductory periods
9-18 months. It must last at least 6 months under federal law. Try giving
yourself ample breathing room to pay back your outstanding balance without
dealing with interest.
You may also use our Credit Card Balance Transfer Calculator to verify if
can complete payoff before the promotional period expires. While most
cards offer 0% intro periods, you may receive high interest once it ends.
What’s more, you must limit any additional credit card charges, and our Home
Budget Calculator could help you. Along with the Credit Card Payoff
it can help you allocate money, prioritize spending, and avoid impulsive