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Navigate the Maze of Student Loan Solutions with Ease!

Our expertise is tailored to fit your unique financial needs, ensuring that you discover the most effective and legal pathways to manage your debt.

Start your journey towards financial freedom today with our Pre-Eligibility Assessment – your first step to a debt-free life.

How much debt do you have right now?

Debt Amount

$7,500 $100,000

Tell us more about yourself, it will only take a minute

First Name

Last Name

Phone Number

Email Address

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City

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By clicking "Submit", I express my understanding and consent electronically via E-sign that I acknowledge, agree and consent to the Privacy Policy and Terms of Use which includes binding arbitration and I am providing express written consent for better debt solutions and it’s affiliates to contact me by, calls and/or text at the phone number provided regarding scheduling and application status using any telephone dialing system, prerecorded/artificial voice messages and/or use of an automatic dialing device or system, as applicable sending text messages (Data & message rates may apply, messaging frequency varies: text HELP for help; text STOP to cancel) even if my telephone number is currently listed on any state or federal Do-Not-Call list. I may revoke this consent at any time and I am not required to opt in as a condition of these services.

The application process is quick and easy. Take action fast to achieve a debt-free future!

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What We Do

Student Loan Forgiveness

If you have Federal Student Loans you may qualify for any of the student loan forgiveness programs that are available to borrowers. Start today and enter into a loan forgiveness program and look forward to your financial freedom.

Income Based Payments

If you are suffering from a financial hardship, you may qualify for an Income Based Repayment. Income Based Repayments often result in a ZERO payment, and unlike a deferment the term on your loan is being diminished while in the zero payment.

Loan Consolidation

Consolidating your federal student loans will give you one new loan with one payment, and into a repayment plan you can afford. Consolidating also puts you into the forgiveness programs and makes you eligible for Public Service Loan Forgiveness.

Testimonials

My accounts are current, but my hours at work were recently cut. I was barely able to make the minimum payments before. Now it will be impossible. I was glad I was able to speak with my Decreasemypayments Counselor and create a plan that will pay off my debt in a reasonable amount of time instead of paying for 20 years.

Decreasemypayments saved us without a doubt! We just finished the program much better off than where we started a few years ago! I would work with Decreasemypayments anytime! Thanks for saving us and allowing us to breathe again.

Bradly (DMP's Advisor) did a fantastic work explaining the process and my benefit.

Welcome To The Learning Center

We know you have a lot of questions. Please review our Frequently Asked Questions below to get a better understanding of student loan consolidation and if it is the right option for you.

When Can I Consolidate?

Generally, you are eligible to consolidate after you graduate, leave school, or drop below half-time enrollment.

What Is The Interest Rate?

A Direct Consolidation Loan has a fixed interest rate for the life of the loan. The fixed rate is based on the weighted average of the interest rates on the loans being consolidated.

When Do I Begin Repayment?

Repayment of a Direct Consolidation Loan can begin 60 days after the loan is dispursed, or sooner. Assent will notify you when your first payment is due

Continue Paying Creditors?

If there’s money leftover and you have credit card payments due before the plan gets underway, go ahead and pay the bills. If you’re not able to pay the credit card payments due before the plan goes into effect, you may see late fees reflected on your next creditor statements.

Will Collection Calls Stop?

Collection calls usually stop after the third consecutive payment. If you continue to receive collection calls after your creditor has posted three consecutive payments, please contact us by e-mail with the name of the creditor and the last four digits of the account number to allow us an opportunity to investigate.

Can You Help?

Absolutely. Completing a budget can be a frustrating process. We will help you build a budget which will help you monitor your monthly expenses.

Ready to Take the Next Step?

Simply fill out the form below to have one of our agents reach out to you.